At Clay & Associates Advocates, we are fast, efficient and get the debt collection results you need.
We are invoice debt recovery specialists, with a full, dedicated team handling undisputed invoice debt cases on a fixed-fee basis to deliver exceptional value for money. We also offer loan recovery services where required.
Our commercial debt recovery team aims to send same-day demand letters if your debt recovery instructions are sent to us before 12 noon on a working day.
Our team of debt collection lawyers will also advise more thoroughly on business debt collection, commercial debts, loan recovery services, and prospects of recovery.
Our services include:
So whatever your problem or situation, our highly-trained and experienced team has seen it all before. To get started, please contact us to discuss your requirements and arrange a legal assessment.
Before any fees, we’ll first schedule a consultation to listen and learn more about your situation.
The session is an hour long, and there are no obligations to engage our services afterward.
As part of the consultation, we’ll lean on our years of experience as Debt Collection lawyers to suggest the best solution for you or your business.
Often our clients are keen to preserve a commercial or personal relationship and/or avoid the adverse publicity that may accompany a dispute. In these circumstances, we are able to work with our clients to avoid the courtroom and instead explore other practical and cost-effective avenues to resolve debt collection disputes, including mediation or other forms of alternative dispute resolution (ADR).
This is the process by which commercial unpaid invoices and debts are recovered through a formal court process.
Our debt collection lawyers can guide you through this process and help you with whatever you need.
This depends on the agreements, terms, and conditions in place before the debt was incurred.
If there was a commercial contract with no arbitration or mediation clause, the preferred route is usually through litigation. The first step will be to serve a demand letter that will demand that the debt be paid within a certain period of time. Thereafter, the court process will follow until a judgment is issued to decide the case.
For arbitration and mediation, there are special rules in place depending on the contractual clause. Be sure to read and understand any contract you sign. However, there are instances where such clauses do not apply and the court process applies instead.
We charge an hourly rate or a percentage of the value of the debt to be retained by the debtor. This is usually between 20% to 40%, dependent upon the age, size, and complexity of the debt. Depending upon the volume of work, we can offer more tailored costs to suit your needs. For this, you will be required to contact us and discuss your options.
One-off debt collections are likely to be more expensive than if you regularly use our services to pursue/ recover all unpaid debts.
If you ignore a debt collector in Kenya, the following consequences may occur:
If you find yourself in a situation where you’re being contacted by a debt collector in Kenya, it is generally advisable to respond and address the matter. You can request validation of the debt, communicate in writing, and consider negotiating a payment plan or settlement arrangement if you are unable to pay the debt in full.