Clay&AssociatesAdvocates

Financial Services

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Analysis and commentary on Kenyan law as it is practised: corporate, IP, regulatory, disputes and the industries we serve. Written by the advocates who do the work.

African compliance professional reviewing records on a laptop, representing AML and Travel Rule compliance for Kenya VASPsRegulatory & ComplianceAML and Travel Rule Compliance for Kenya’s Newly Licensed VASPsKenya's Virtual Asset Service Providers Act, 2025 is regularly described as bringing crypto businesses "under FATF's Travel Rule."…11 Sep 2026African businessman in a suit with a city financial district skyline behind him, representing private credit funds and alternative lending in KenyaCorporate & CommercialPrivate Credit Funds in Kenya: CMA’s Regulatory Approach to Alternative Lenders"Private credit fund" is not a defined term in Kenyan law, and that gap trips up more foreign…11 Sep 2026African man using a smartphone to make a mobile payment, representing payment service provider licensing in KenyaRegulatory & CompliancePayment Service Provider Licensing in Kenya: The 2026 Regulatory LandscapePayment service provider licensing in Kenya looks straightforward on paper: apply to the Central Bank of Kenya, meet…11 Sep 2026Kenyan financial services professional working at a desk in an office, representing digital asset tax compliance advisoryFinancial ServicesKenya’s Digital Asset Tax After the Finance Bill 2026: What Crypto Businesses and Investors Now OweKenya has taxed digital assets three different ways in three years, and much of the commentary crypto businesses…9 Sep 2026African businesswoman in an office, representing a life sciences investor planning an exit in KenyaCorporate & CommercialExit Strategies for Life Sciences Investors in Kenya: M&A, IPO and Trade Sale ComparedExit strategies for life sciences investors in Kenya rarely follow a single template. A private equity fund, venture…8 Sep 2026African businesswoman in an office, representing capital raising for Kenyan health-tech companiesCorporate & CommercialListing on NSE GEMS: A Capital-Raising Option for Kenyan Health-Tech CompaniesKenyan health-tech companies raising growth capital usually think first of venture capital or bank debt. A third route…3 Sep 2026Two African businessmen reviewing financial documents with a laptop and coffee, discussing profit repatriation structuringCorporate & CommercialRepatriating Profits: Tax and Foreign Exchange Rules for Life Sciences Investors in KenyaA foreign life sciences investor repatriating profits from Kenya often assumes the hard part is a foreign exchange…2 Sep 2026Two African business professionals shaking hands over a laptop and coffee, discussing an investment structuring agreementCorporate & CommercialStructuring Investment Through the Kenya-Singapore Double Taxation AgreementKenya and Singapore concluded a new double taxation agreement, but an investor structuring a life sciences investment through…2 Sep 2026A Kenyan professional using a mobile insurtech app on a smartphone in an office settingFinancial ServicesLegal Considerations for Health Insurers and Insurtech Platforms After the SHIF TransitionHealth insurers and insurtech platforms operating in Kenya are often unsure exactly how the Social Health Insurance Fund…28 Aug 2026 Talk to usNeed advice on Financial Services?Speak to an advocate about your Financial Services matter.Get in touch